Gate.com secures Malta PSD2 license to scale EU crypto payments
Gate Technology gains MFSA PSD2 license, expanding EU payment and stablecoin services.
- Gate Technology Ltd, Gate.com’s Malta-based entity, obtained an MFSA Payment Institution license under PSD2, making it one of few crypto-native firms with this approval in Europe.
- The firm previously secured a MiCA license for exchange and custody, and will now passport PSD2 rights to roll out compliant payment services and fiat–Web3 rails across the EU.
- Gate reports over 30–36m registered users and ranks among the top three global spot exchanges by volume and liquidity, underlining the scale of its regulated expansion push.
Gate Technology Ltd, the Malta-based entity of cryptocurrency exchange Gate, has obtained a Payment Institution license under the European Union’s Second Payment Services Directive (PSD2) from the Malta Financial Services Authority (MFSA), the company announced.
The license places Gate among crypto-native companies in Europe to secure this level of regulatory approval, according to the announcement.
Giovanni Cunti, CEO of Gate Technology Ltd, stated the license positions Gate to build infrastructure between traditional finance and Web3, delivering compliant payment solutions to clients across Europe. Cunti noted the license establishes a foundation for future financial services and provides regulatory certainty for institutional and retail clients in the European market.
The development follows Gate’s earlier regulatory achievements in Malta, where the company previously obtained a Markets in Crypto-Assets (MiCA) license to provide exchange and custody services, according to the announcement.
Gate’s compliance strategy spans multiple jurisdictions including Malta, Cyprus, the Bahamas, Japan, Australia, and Dubai, the company reported.
The PSD2 license enables Gate to expand payment services across the European Union through passporting rights, according to the announcement. The license allows Gate to integrate traditional finance mechanisms with Web3 applications.
Gate was founded in 2013. The company’s flagship platform, Gate.com, serves over 49 million users globally and ranks among the top three crypto exchanges worldwide by market share, according to company data.
The announcement included a disclaimer stating the content does not constitute an offer, solicitation, or recommendation, and that Gate may restrict or prohibit services for users from restricted regions.
